Tuesday, April 4, 2017

Heath Ledger's Birthday

Turning a superhero comic, especially one as famous as Batman, into a serious, realistic movie is a daunting challenge. The directors of earlier Batman movies didn’t even attempt anything of the sort; they simply created live-action movies with the same improbable plot lines and oddball villains that have existed throughout Batman comics and cartoons since the inception of the ‘caped crusader’. But Christopher Nolan turned the genre on its head when he assumed the mantle of directing The Dark Knight trilogy. The first movie in the Nolan series, Batman Begins (2005), which explored the origins of Bruce Wayne’s transformation into a crime-fighting vigilante, received widespread critical acclaim. But it’s the second one, The Dark Knight (2008) that has been acknowledged as the best Batman movie ever made. And one thing that stands out in this cinematic masterpiece — from the stellar cinematography, gripping story line, and immersive soundtrack — is Heath Ledger’s superlative characterisation of the Joker.
Image credit: Creative Commons
Playing the role of Batman's anarchic, psychotic nemesis was always going to be a difficult task, but Ledger surpassed expectations by a country mile. The deranged look, the spine-chilling dialogue delivery (the line “Do you wanna know how I got these scars?” still carries with it a sense of foreboding), and the unpredictable actions of Ledger's Joker are etched in the memories of everyone who has seen the movie. Ledger had rejected Nolan's invitation to be a part of Batman Begins, but after seeing the narrative the movie created, he sought a role from the iconic director in the second instalment of his series. Nolan was on the fence about Ledger's ability to play the Joker but was won over by the vision the Australian actor had for the character. And while Batman fans may sing praises about his iconic performance today, they weren't remotely pleased when Ledger's casting for the role of the Joker was announced. And why would have they have been? Ledger's acting career until that point showed no indication of his ability to portray such a malevolent character.
Ledger had only acted in a handful of movies when he was cast for The Dark Knight. The Australian actor, born on April 4, 1979, first entered Hollywood with 10 Things I Hate About You (1999) — a romantic comedy in which he played a rebellious high-schooler. He then acted in movies like The Patriot (2000), A Knight’s Tale (2001), Monster's Ball (2001), and Lords of Dogtown (2005) before he landed a role in the movie that would give the world its first glimpse of Ledger's enormous talent — Brokeback Mountain (2005). His performance as one of the co-leads (Jake Gyllenhaal was the other) in the western drama about a homosexual relationship was lauded by critics and won him ‘Best Actor of 2005’ awards from the New York Film Critics Circle and the San Francisco Film Critics Circle. He also received nominations in the same category in the Golden Globes and the Academy Awards.
But that didn't suffice for the Batman fans who created a furore when Ledger's casting as the Joker was announced. They bemoaned his lack of gravitas and the fact that he was ‘too pretty’ to play the deformed and histrionic character. But these critics all changed their tune once they saw Ledger's Joker come to life on the silver screen. Until then, the Batman fandom recognised Jack Nicholson (for the live-action version) and Mark Hamill (for the animated version) as the best actors to play Batman's arch enemy. And while both these actors certainly deserve the acclaim they've received for their performances, Heath Ledger brought a whole new dimension to the world’s most prolific comic book villain.
As the very best method actors often do, Heath Ledger became the character he was portraying, a feat that was possible only because of his comprehensive preparation. He isolated himself in a hotel room where he maintained a journal and developed the voice, laugh, and personality traits of the Joker that would be uniquely his. He drew inspiration for the laugh from the character of Alex in A Clockwork Orange, for the voice from singer Tom Waits, and for the psychotic nature of the Joker from artwork by Francis Bacon. And that's not all; Heath Ledger embodied the character of the Joker as he saw fit; he worked alongside the design team in selecting the costume and he insisted on applying the memorable make-up on his own, saying that it’s just what the Joker would do.
The result of all this work was one of the best acting performances the world has ever witnessed. Ledger raked in over 20 awards for his acting in The Dark Knight, including the Academy Award for Best Supporting Actor, Screen Actors Guild Award for Best Supporting Actor, the Golden Globe Award for Best Supporting Actor – Motion Picture, and the BAFTA Award for Best Actor in a Supporting Role. Ledger incidentally became the first actor to win an Oscar for playing a character in a superhero movie. But all these accolades were awarded to him posthumously.
In January 2008, six months before The Dark Knight released in theatres, the tragic news broke out that Heath Ledger had been found dead in his home, having suffered a fatal cardiac arrest caused by an accidental overdose on prescription drugs. His death is often wrongly attributed to the psychological turmoil he supposedly acquired from playing the Joker — a rumour that is dispelled by numerous sources who have rubbished the account. Ledger was working on the movie The Imaginarium of Doctor Parnassus (2009) two months after shooting for The Dark Knight had wrapped up, at the time of his untimely demise.
And thus ended a story that had only just begun. Heath Ledger, who would have turned 38 today, left an indelible mark on world cinema in his all too short career. In a few roles, he displayed an acting prowess and versatility that usually takes decades to hone and perfect. And that is what the world will remember him for, something which Ledger counted on when he said, “When I die, my money is not gonna come with me. My movies will live on for people to judge what I was as a person.”

Friday, March 17, 2017

North Hill Foreign Economics

North Hill’s foreign-born are nationally recognized as economic drivers in CNN report

By Doug Livingston 
Beacon Journal staff writer

             

In the midst of an international debate over welcoming or rejecting refugees, Akron’s North Hill is getting national attention as an example of how integration can drive the economy.
CNNMoney’s Wednesday report, “How immigrants helped save the economy of Akron, Ohio,” takes economic stock of North Hill’s outsized foreign-born population.
“The foreign-born people are helping us. They want to send their kids to school, they buy houses and they pay taxes,” Akron Mayor Dan Horrigan told CNN in the story, which includes interviews with local refugee families and business owners.
The economic impact of refugees, who are estimated to account for one in four foreign-born in North Hill, has been well-documented.
The U.S. Department of Health and Human Services reported that Ohio received nearly one in five Bhutanese refugees who came to America in 2015. Many settled in North Hill, which has become a national beacon attracting countless more refugees from Nepal, Bhutan and other southeast Asian and Middle Eastern countries upset by genocide or civil war.
A study released at the height of the presidential election by the Partnership for a New American Economy, a bipartisan group of 500 mayors and business leaders, found that foreign-born residents, including immigrants and refugees, added $207 million to housing values in Summit County from 2000 and 2013, and kept Akron’s population relatively flat from 2007 to 2013.
The CNN spotlight and other economic studies straddle an executive order signed at the end of January by President Donald Trump.
The order temporarily halts refugee intakes while giving Christians and non-Muslims persecuted in seven countries in the Middle East and Africa a path to enter America. Trump has said the temporary pause, which blocks normal travel from the seven Muslim-majority countries, is not a Muslim ban.
The CNN report also cites the libertarian Cato Institute, which found that low-income refugees are less likely than impoverished Americans to access government assistance, a trend Summit County officials said holds true locally.

Thursday, March 16, 2017

How to buy a Gov't owed tax lien house

How to Buy Government Owned Tax Lien Homes

Counties across the United States charge real estate taxes. When these taxes go unpaid, a lien is placed on the property. After a certain period of time, if the back taxes are not paid, the property can be seized and sold to pay the debt. Buying these properties in "tax deed sales" can be a great investment. However, be cautious of certain risks involved with the process as well. To buy property in a tax deed sale, gather information about properties in your county, make bids, and finalize the purchase.

Part One of Three:
Gathering Property Information
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  1. 1
    Contact your county. Different counties throughout the United States offer property auction information in different ways. One way information is offered is in person. In these counties, you can review property files by visiting the clerk's office. For example, in Pasco County, Florida, you can visit the clerk's office Monday through Friday between 8:30 AM and 5:00 PM and review property files.[1]
  2. 2
    Read paper advertisements. Most counties are required to publish a list of properties that are being auctioned in the next sale. You should always pick up a copy of the paper the county publishes this information in.
    • For example, Franklin County, Florida publishes all their tax deed sale information in The Apalachicola Times. The information is advertised once a week for four consecutive weeks. The paper is available at the clerk's office for $1.00 per page.[2]
  3. 3
    Visit county websites. Some counties provide property information online. Visit your county clerk's website to see if they offer this service. For example, in Broward County, Florida, you can visit one of two websites to obtain information about properties being auctioned. These websites offer full lists of properties, including their addresses and parcel numbers.[3][4]
  4. 4
    Understand how the property is being offered. Tax deed sales can be a great way to purchase properties, but you have to be aware of the drawbacks. The county selling the property does not offer any warranty on the property and they do not make any promises about it's condition. Every sale is "buyer beware," which means the county will not guarantee anything. In addition:
    • If you do not do your research, you could end up buying a drainage ditch, a sign, condemned property, a stairwell, a pile of junk, or a small sliver of nothing.
    • The property may not be clear of all liens and encumbrances when you buy it at auction. While some liens will be discharged with the sale, others will follow the property. If a lien follows the property, you will become responsible for paying to have it removed.[5]
    • The county does not even look into zoning restrictions, its existing or potential uses, or other laws that may affect the property's use. You are responsible for all of this.[6]
  5. 5
    Conduct title and lien searches. The county selling the property is simply conducting their statutory duty. They are not real estate agents or lawyers and do not have any information about the properties they are auctioning. Before you buy, consult an attorney about conducting various property searches. In general, you will want to conduct a title and lien search on any property you are interested in.[7]
    • When you conduct a title and lien search, you will go to the county recorder's office and look through a property's recorded files. They will include every transfer of the property and every lien that has ever been placed on the property. You can use this information to determine the quality of the title you will purchase.
    • If it is unclear who holds proper title to the property, or what type of title is held, you should consider not purchasing the property. In addition, if you find outstanding liens on the property that will not be discharged in the tax deed sale, you should not buy the property.
  6. 6
    Visit the property. The county conducting the auction does not have keys to any piece of property and they will not tour the property with you. In addition, the county does not have pictures, floor plans, or other data regarding the property. Any visit will have to be planned on your own.
    • While you should walk by the property, do not ever go onto the property or inside a structure (e.g., a house or a barn). Before the sale, the property is still owned by someone other than yourself. Without the owner's permission, you will be trespassing if you go onto the property.[8]
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Part Two of Three:
Making Bids
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  1. 1
    Determine how bids are taken. All tax deed sales are sold through an auction. Some counties conduct live auctions while others conduct auctions online. Contact your county and ask how they conduct their sales.
    • If your auction is live, they will usually be held at the same time and place every month. For example, in Franklin County, Florida, tax deed sales are held on the first Monday of every month at 11:00 AM inside the main courthouse. You or your agent must be physically present at the auction in order to make bids. You should arrive a few minutes early in order to ensure you are ready to go.[9]
    • If your auction is online, you will visit the auction website and sign in using a personal ID and password. You can get the information by registering with the website. Check with the county to make sure you have the required software to run the auction site. In some counties, if you use an online system, you will be required to submit a bid deposit before you can be a part of the auction.[10] This amount is usually 5% of the anticipated final bid price or $200.[11]
  2. 2
    Understand how the opening bid is calculated. The opening bid for a property is usually calculated by adding together the unpaid taxes, interest, administrative fees, and expenditure fees.[12]
    • The minimum bid may not include everything you will have to pay. You may have to pay additional taxes and fees after the bidding is complete.[13]
  3. 3
    Make an initial bid. When the bidding starts, you can offer up an amount you feel is reasonable. If the auction is live, you will raise a paddle or your hand to show the auctioneer you are interested. If the bid is online, you will submit a bid by typing the amount you are willing to pay into a box and click "submit."[14]
  4. 4
    Continue the bidding process. As the auction goes on, people may out-bid you and you may have to enter subsequent bids in order to purchase the property. You should go back and forth until a price is reached that you are not willing to pay. If the auction ends and you are the successful bidder, you will be asked to stay and talk with the deputy clerk.[15]
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Part Three of Three:
Finalizing the Sale
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  1. 1
    Visit the county clerk's office. The deputy clerk will accompany you to the clerk's office as soon as the auction is complete. At the office, you will be notified of the total amount you owe. This amount will be the total of:
    • Your bid amount;
    • Fees needed to record the tax deed; and
    • documentary stamps, which may cost around $.70 per $100 of the bid.[16]
  2. 2
    Pay the purchase amount. If you pay the full amount as soon as the auction is over, you will have successfully completed the tax deed sale process. However, if you cannot pay the full amount on the spot, you will be required to post a nonrefundable deposit of 5% of the bid amount or $200, whichever is more. All payments must be made with a cashier's check, money order, or wire transfer. No other form of payment will be accepted.[17]
    • If you only post a deposit, you are required to pay the full amount within 24 hours.
    • During that 24 hour period, and at any other time before the full purchase amount is paid, the property owner can stop the sale by redeeming the property and paying the amount owed to the tax collector. If this happens, the property will remain with the owner and you will not be able to purchase it.[18]
  3. 3
    Receive a tax deed. Once you pay the full purchase amount, you will receive ownership of the property through a tax deed. A tax deed is a specific form of title given as a result of a tax sale. The tax deed does not carry any warranties and does not promise clear title.[19]
  4. 4
    Take possession immediately. Most state statutes allow you to take immediate possession of the property once the tax deed is recorded. This means that as soon as you pay the full purchase price, the property will be yours and you can use it for any legal purpose.[20]
  5. 5
    Evict anybody left on the property. Just because you have an immediate right to possession does not mean you will be able to take possession right away. Often, previous owners will still be on the property or squatters may be present. You may have to take legal action to gain possession.[21] If this is the case, contact a lawyer and ask about eviction proceedings or other proceedings you may need to go through to get possession.
  6. 6
    Clear title. You will also need to go through the process of clearing title so you can get title insurance and have peace of mind in the future. Having a clear title is important in case you ever want to sell the property in the future and to make sure nobody else will make a legal claim to your property. Most title insurance companies will make you go through a quiet title lawsuit before you can get insurance.
    • Talk to an attorney about these procedures, including their costs.[22]